Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information.

1. Information We Collect: The information we collect includes: Name, email, phone number, Payment details, Course access data, messages submitted through contact forms
2. How We Use Your Information: We use your information to provide access to courses, send updates and announcements, improve website experience, respond to enquiries
3. Data Protection: We use secure systems to protect your personal information from unauthorized access.
4. Cookies: Our website may use cookies to improve user experience. You can disable cookies in your browser settings.
5. Sharing of Information: We do not sell or share your personal data with third parties except payment processors, email delivery providers, legal requirements (if applicable)
6. User Rights: You may request access to your data, correction of inaccurate data, deletion of your personal information
7. Updates to Policy: We may update this Privacy Policy periodically. Check this page regularly for changes.

By accessing or using richretirees.com (“the Website”), you agree to comply with the terms and conditions outlined below.

1. Use of Website - You may use the website for educational and personal purposes only. You must not copy, sell, or distribute any course material without permission.
2. User Accounts - You are responsible for maintaining the confidentiality of your login details. You must provide accurate information during registration.
3. Payments - All payments for courses, coaching, or services are final. No refunds will be issued once digital materials have been accessed.
4. Intellectual Property - All content on this website—including videos, texts, graphics, and logos—belongs to Rich Retirees and may not be reproduced without permission.
5. Limitation of Liability - We provide financial education but do not offer personalized investment advice. Users are responsible for their own financial decisions.
6. Third-Party Links - We may include links to external resources. We are not responsible for the content or policies of third-party websites.
7. Changes to Terms - We reserve the right to update these terms at any time.